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While lower income people face the same pressure, they will get more help from the government. More than half of the uninsured, for instance, are poor enough to qualify for free or low cost care through Medicaid, if their states expand the program under the law. Others will qualify for the most generous subsidies to buy private insurance.
"I live paycheck to paycheck," La Voie said. "It's not like I take vacations, go out to eat, or buy lots of clothes . Hermes Belt Colors My money goes to rent, gasoline, food, student loans and utility bills almost exclusively. Believe me, there's not much left over for extras. It's very depressing."
When enrollment in new online insurance markets begins next month, La Voie will likely qualify for a subsidy to buy private insurance, but would still have to pay $191 a month, or about 6 percent of her income toward the premium. She could also face as much as $2,000 in potential out of pocket costs for hospital care and prescription drugs, if she needs those things.
The answers are likely to depend on factors such as their age, income, health issues and Gucci Belt Red Green Stripe
librarian in upstate Franklinville, New York, referring to the co pays and deductibles that she might incur if she sought treatment.
That's because the share someone must contribute toward coverage rises with their income, starting at 2 percent for those earning the least and rising to a maximum of 9.5 percent for those earning as much as 400 percent of the poverty level, or up to $78,000 for a family of three.
Michelle La Voie wants health insurance, but as a single mom making $38,000 a year and supporting two teenagers, she's not sure she can afford it even with a subsidy through the federal health law known as Obamacare.
Affordable Care Act Costs Still Out of Reach
Experts say that moderate income Americans like La Voie, who will be eligible for subsidized coverage but who must still pay between 6 to 9.5 percent of their income toward monthly premiums, are likely to have the hardest time affording the policies.
'Not Much Left Over for Extras'
How consumers judge the affordability of the new health plans remains one of the biggest unknowns on the eve of the rollout of the health law's insurance marketplaces. Those marketplaces, aimed at people without group coverage, are predicted to sign up 7 million enrollees by the end of next March. Will shoppers regard the plans as a good value? Will they be able to afford the monthly premiums and other out of pocket costs built into most plans?
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"What's the point of having [a policy] if I Hermes Belt Women Price
Some may also weigh whether it is simply cheaper to pay the penalty for not having insurance, which is $95 or 1 percent of household income, whichever is greater, rather than buying coverage.
perhaps most important, whether they qualify for free or low cost care through a government program, or for a substantial subsidy to buy private coverage.
can't afford to use it?" asks the 47 year old Ferragamo Belt Real
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